Why Every Woman Should Be Investing in Bitcoin
- Fariah Rarrah
- Aug 28
- 6 min read
Updated: 3 days ago

Since the beginning of time, women have been held back financially - in the UK for example, it’s only since the 1970’s that women were able to have their own bank account. Up until then, they needed their husband as a guarantor or co-signer to open one, apply for a mortgage, or access credit - meaning their financial independence was legally restricted and controlled by men until just a few decades ago. Here in 2025, women are still playing catch up!
When it comes to spending, saving and investing, women have been taught to play it safe and money, finance and business are typically seen as a man's game and are dominated by men. Because of this way of thinking and that we are in a world built by and for men, we have a gender wealth gap that still hasn’t closed.
We are currently entering a new era where wealth is being rewritten by technology. Blockchain technology and Bitcoin sit at the centre of it and it presents an opportunity for women to be at the forefront of what is still a very new industry - less than 2 decades old.
This isn’t just about money, it’s also about equality, inclusion and ownership - and not being financially repressed yet again.
Bitcoin was created in 2008 off the back of the banking crisis, by an unknown person or persons named Satoshi Nakamoto. It is the best performing asset class of the last decade - rising from fractions of a penny in 2009 to over $108k at it’s peak in 2025.
If you’d invested just $100 in Bitcoin back in 2010, you’d be sitting on millions today - although there is a high chance that you’d have sold it early, or even lost it, so don’t beat yourself up!
Whilst we can’t go back in time to buy Bitcoin, we can focus on accumulating some now. Why would you want to? Here’s why I am convinced that Bitcoin is a great investment. I am not a financial advisor so please do your own research, don’t take my word for it - but do look at what the richest and smartest people in the world are doing…
Why I Believe Every Woman Should Be Investing in Bitcoin
There will only ever be 21 million Bitcoin - ever. That’s it. No more can be created. This fixed supply means scarcity is built into the system - unlike traditional money, which governments can and do print endlessly (causing inflation and devaluing your savings over time). This is why countries like the US and UK are trillions of pounds in debt. Fun fact, the UK is £2.9 trillion in debt - It means the UK owes more than £40,000 for every single person living in the country, including babies. If the government tried to pay off the debt at £1 million per day, it would take over 7,900 years to clear it and it’s more than the entire value of every house in London combined.
Scarcity drives value.
The same way gold became valuable because it’s limited, Bitcoin’s finite supply gives it long-term strength. As demand grows and supply stays fixed, its price naturally trends upward over time. You can check this for yourself by checking the trading charts like Trading View.
Bitcoin has outperformed every other asset over the past decade. From being worth pennies in 2009 to hitting over $108,000 per coin in 2025, Bitcoin has consistently beaten stocks, gold, and real estate in returns. Even during market dips, its long-term trajectory remains one of growth.
Analysts forecast Bitcoin could reach $250,000–$500,000+ per coin in the next market cycle (2025–2026). Major institutions like BlackRock and Fidelity are now heavily involved in Bitcoin ETFs, signalling mass adoption and long-term confidence.
You don’t need to buy a full Bitcoin to start. You can buy fractions - even £1 or £10 worth. This makes Bitcoin one of the most accessible assets on earth.
It’s a simple, consistent way to build wealth over time. By using Dollar-Cost Averaging (DCA) - investing a small fixed amount each week or month, you smooth out volatility and grow your holdings steadily.
Even small monthly investments could change your family’s future. Imagine investing £50 a month for 10–20 years. If Bitcoin continues appreciating the way it has, that could turn into tens or hundreds of thousands which could set up your children, grandchildren, and even great-grandchildren with generational wealth.
Bitcoin empowers women to take control of their financial future - independently.You don’t need permission, a broker, or a banker. You can buy, hold, and manage your assets directly from your phone
It’s a hedge against inflation and financial instability. As living costs rise and currencies lose purchasing power, Bitcoin provides protection - a store of value outside the traditional system.
The next wave of wealth is digital. From AI to blockchain, tech is shaping the new economy and women need to be at the forefront, not playing catch-up. Bitcoin is the foundation of that shift.
Studies show women tend to be more risk-averse investors. Apparently we prefer the “safe” options such as savings accounts, property, or pensions. However;
Cash loses value every year thanks to inflation.
Property isn’t as safe as it looks - it’s slow, expensive, and can take years to sell.
Traditional pensions are shrinking while living costs keep rising.
Bitcoin offers a way to outpace inflation, diversify your wealth, and build long-term security - not by gambling, but by being informed and strategic. And that’s the key. You don’t need to “go all in.” You just need to start and be consistent. You can’t expect to buy once and become rich unless you buy a whole Bitcoin or near to.
How to Start Investing in Bitcoin (Without Stress)
If you’re worried about buying at the wrong time, don’t be. A good investment strategy suitable for new investors, which experienced investors also favour, is a method called Dollar-Cost Averaging (DCA).
That means investing a small, fixed amount on a schedule - weekly, bi-weekly, or monthly. Over time, this smooths out market ups and downs and means you’re not trying to catch the right time to buy.
Many crypto platforms now let you set up automatic recurring buys, so you can literally set it and forget it. Start with £10 a week or £50 a month - look at your finances and see what you can comfortably afford. Consider this as another investment, savings or even pension. The point is consistency, not perfection.
Bitcoin as a Pension
Traditional pensions aren’t keeping up with inflation. And relying on governments or old systems to protect your future? That’s a dangerous bet.
Bitcoin, on the other hand, has a finite supply of only 21 million coins - meaning no one can print more. That scarcity is what gives it long-term strength.
Adding even a small percentage of Bitcoin to your pension or investment portfolio could radically improve your retirement wealth. Many self-invested pension schemes (SIPPs or SSAS) now allow Bitcoin exposure. You can balance stability with growth - and secure your future on your terms.
If your parents had bought just £100 of Apple stock when you were born, it could be worth thousands now.
Bitcoin gives you the same chance to set your kids up for life. By buying and holding a little Bitcoin for them now, you’re planting seeds for generational wealth. Whether it’s for university fees, a home deposit, or starting a business - that decision could change their future.
Some parents even create crypto wallets for their children, adding small amounts over time. That’s how legacies begin.
Bitcoin isn’t the future, it’s happening now and just by buying some you could potentially change the trajectory of your bloodline - there is still time, although the price is climbing almost year by year - the women who act now will be the ones who benefit most in the years to come. You don’t need to be a trader or tech genius - you literally need a smartphone, your ID to verify your account, some capital - the rest is all mental! Start small. Stay consistent. Build over time. The biggest risk, I personally think, isn’t investing in Bitcoin. It’s not investing at all.
(This is not financial advice. Always do your own research.)
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